Debt collection in Poland

A Polish distributor has not paid your invoices?

You shipped goods — food products, consumer goods, electronics, packaging, raw materials — to a Polish importer, wholesaler or distributor, on open account with 30 or 60 days.

Submit your claim — free assessmentOne business day, no obligation, no upfront fees.

18–6%

success fee, bracket by bracket

€0

upfront costs

€120

minimum claim

€40–100

per invoice — paid by the debtor

Where the pressure lands

Supplier credibility is their working capital

A wholesaler listed in a public debt registry loses supplier credit fast — other suppliers check Polish registers before granting terms. The listing is removed after payment, which is exactly why it works.

Factoring dependence

Polish trading companies commonly finance turnover through factoring. Factors monitor BIG InfoMonitor continuously; a new entry can freeze the debtor’s financing within days.

Repeat deliveries build strong files

Ongoing supply relationships produce orders, delivery confirmations and account statements — a documentation trail Polish e-courts accept readily.

How the recovery works

You submit online

Registered demands from Poland

Public registry + BIG entry

E-court — only on your decision

Full process: how it works · fees: pricing table.

No upfront fees. A success fee of 18%–6% only on what we recover.

Submit the unpaid invoices online — your company is verified automatically, the debtor’s Polish tax ID fills in the rest. Assessment is free and non-binding.

Submit your claim — free assessment

Frequently asked — a polish distributor has not paid your invoices

The debtor keeps ordering from others while owing us. Typical?

Very. It means the company is alive and paying whoever applies pressure. Being the creditor with a Polish operator, a registry listing and a BIG warning changes your place in that queue.

We agreed a payment plan and the debtor broke it. What now?

A broken settlement strengthens your file — it documents acknowledgment of the debt. We typically move straight to the registry and BIG stage.

Some invoices are recent, some are older. Should we wait to bundle them?

No. Claims are bundled as they stand; waiting only ages the older invoices toward the 3-year (sometimes 2-year) limitation and signals tolerance to the debtor.

Do you handle debtors who are sole traders (JDG), not companies?

Yes. Polish sole traders are business debtors under Polish law; registry and BIG tools apply to them as to companies.

Get your free assessment

One business day, no obligation, no upfront fees. Minimum claim €120. Statutory interest and the €40/€70/€100 per-invoice compensation are pursued on top of the principal.

Submit your claim